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Scheme To Help First Time Buyers Is Extended

Scheme To Help First Time Buyers Is ExtendedThursday 25th September 2014 A scheme to get house buyers in Chesterfield on the first step of the property ladder is being extended so applicants can buy homes costing up to £150,000.

The Local Authority Mortgage Scheme (LAMS), called Local Lend a Hand, is available to first time buyers who can afford mortgage repayments and have a 5% deposit.

It enables them to get a 95% mortgage from Lloyds Bank on a similar interest rate to a 75% one. READ MORE...

First Time Buyers Boost For Derbyshire

First Time Buyers Boost For DerbyshireTuesday 12th February 2013 Dozens of first time buyers will be supported onto the property ladder after Derbyshire County Council approved a £2m investment in schemes to help secure mortgages and boost the local economy.

The authority's cabinet yesterday (February 11th) agreed to join forces with LloydsTSB to launch the Derbyshire Lend a Hand Scheme.

Once the legal formalities between the County Council and LLoydsTSB are completed, first time buyers, who meet the scheme's criteria, will be eligible for a mortgage with a preferential interest rate if they can raise a 5% deposit. READ MORE...
















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